<?xml version="1.0" encoding="UTF-8"?>
<!--
  Spira is a single-page app with no client-side router — every screen
  (landing, About, Pricing, Privacy, Terms, the authenticated app) renders
  under the one real URL, "/" (see docs/DEPLOYMENT.md and App.jsx's
  navigate(), which calls window.history.pushState with no url argument,
  so the address bar never actually changes). There is exactly one
  publicly indexable, canonical URL for a crawler to fetch — listing any
  other path here would just point Googlebot at a duplicate copy of the
  same landing page under a URL that doesn't reflect what's there.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://spirafinance.co/</loc>
    <lastmod>2026-08-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
</urlset>
